Dubai - Mubasher: Ajman Bank logged net profits valued at AED 500.03 million in the January-December 2025 period, compared to AED 400.65 million a year earlier, according to the financial results.
The basic and diluted earnings per share (EPS) increased to AED 0.20 last year from AED 0.16 in 2024, while the net operating income hiked to AED 898.55 million from AED 736.20 million.
Total revenue amounted to AED 1.70 billion, marking a 10% year-on-year (YoY) surge, supported by steady performance across key business segments and continued income diversification
Balance-sheet growth remained robust, with total assets increasing by 44% YoY to AED 32.86 billion. Meanwhile, the customer deposits widened by 40% to AED 26.60 billion.
Ajman Bank delivered a robust financial performance in 2025, marking a record year underpinned by sustained momentum across its core operations and disciplined execution of strategy.
The DFM-listed lender proposed a 9.18% cash dividend payment, equivalent to 50% of the net profit after tax.
Mustafa Al Khalfawi, CEO of Ajman Bank, said: “Our full-year results demonstrate consistent execution across our strategic priorities. Through focused growth, operational discipline, and continued progress in revenue diversification, we have strengthened the Bank’s performance and resilience.”
“We remain committed to building a robust, future-ready institution that delivers sustainable value for our shareholders, customers, and the wider financial ecosystem,” Al Khalfawi highlighted.
In the first nine months (9M) of 2025, the bank’s net profits after tax enlarged to AED 379.90 million from AED 289.56 million a year earlier.
